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Fatwa ID: 87672
Title: Are savings accounts halal?
Category: Financial Transactions
Scholar: Dr. Hatem al-Haj
Date: 11/05/2012

Question

Is a savings account halal?


Answer

In the name of Allah, the Most Merciful, the Grantor of Mercy

All praise belongs to Allah, and may prayer, s and peace be upon Allah’s final Messenger.

Conventional savings accounts are not halal because they have fixed interest, which makes them [in the category] of clear riba (usury).

 Allah knows best. 

Related fatawa: 1487, 3663, 4173, 84518, 87165, 87403